Are More Stablecoins Needed in Crypto?

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#1Jan 27, 2017, 08:48 PM
Been thinking... do we really need more stablecoins? Feels like we’ve already got enough. USDT, USDC, BUSD, and the list goes on. They keep rolling them out with new names like it’s no big deal. Plus, projects like River are letting these stablecoins move across chains without bridges, which kinda complicates things.
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tony2021Full Member
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#2Jan 27, 2017, 09:57 PM
Honestly, USDT and USDC are more than enough for me. If we keep adding more coins, we might end up with situations like FTX again, and I really don’t want to witness that chaos.
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0x4lphaFull Member
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#3Jan 29, 2017, 07:56 AM
Yeah, I get that. But with Trump’s new stablecoin act, it looks like we’ll see even more coming. I just worry about them depegging out of nowhere. Yala did that recently, dropped but then bounced back to almost $1. Still, those algorithmic stables? No thanks.
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1t5_satNewbie
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#4Jan 30, 2017, 07:56 PM
For sure, the more options the better, right? With the Trump admin being crypto-friendly, a flood of stablecoins could mean more liquidity. But if one of those new coins depegs suddenly, it could create a mess. They really need to back themselves properly, no fractional reserves nonsense.
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chain1337Hero Member
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#5Jan 31, 2017, 12:19 PM
More doesn’t always mean better quality. You can have a ton of stablecoins, but if they can’t maintain that 1:1 ratio, what’s the point? I still have doubts they can hold it together if everyone decides to sell at once. How solid are their reserves?
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nonce51Hero Member
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#6Jan 31, 2017, 03:06 PM
USDT is really all I need. I don’t even see why I’d use USDC when USDT works fine for me. Having so many stablecoins just feels redundant, and they don’t really compete since their prices are pretty stable compared to crypto volatility.
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just_foxNewbie
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#7Jan 31, 2017, 08:41 PM
Exactly. Each new stablecoin raises the risk of another collapse like FTX or Luna. It’s a slippery slope.
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d4n.b0ssFull Member
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#8Feb 1, 2017, 09:29 PM
I’ve only used USDC and USDT. Honestly, I don’t see the need for more. The way stablecoins can depeg is wild, makes me reluctant to try new ones. I say stick with the ones we know.
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greg2015Legendary
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#9Feb 4, 2017, 01:34 AM
I think we have enough stablecoins already. If countries start launching their own CBDC stablecoins, that just adds to the confusion. We really don’t need more; let’s just focus on the ones we have.
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#10Feb 4, 2017, 07:02 AM
If a new stablecoin is well-audited and actually backed, I’m cool with it. It could help diversify my options, and with the stablecoin market being so big, it makes sense to have a variety.
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0xOracleFull Member
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#11Feb 4, 2017, 07:17 AM
Seeing USDT and USDC raking in profits shows how lucrative this market is. They’ve become a bridge between fiat and crypto, but it’s super competitive out there.
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tomnovaNewbie
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#12Feb 4, 2017, 09:08 AM
It’s like asking if we need more burger joints when we already have McDonald’s and Burger King. Probably not, but you never know if something better comes along. Demand drives competition.
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#13Feb 4, 2017, 11:28 AM
Stablecoins are great, but they need to be audited and regulated properly.
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#14Feb 4, 2017, 05:34 PM
While USDT and USDC are popular, a lot of other coins are kinda sketchy. I expect more stablecoins down the road.
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im_nodeNewbie
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#15Feb 6, 2017, 11:06 PM
Stablecoins have popped up everywhere, kinda like those meme coins. It's not about needing more, it’s about stopping companies from issuing stables without real backing.
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bull2011Member
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#16Feb 7, 2017, 04:08 PM
Yeah, there are stablecoins pegged to currencies other than the USD. They’re needed for trading pairs and can act as a safe haven. The dollar’s value fluctuates too.
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m00n51Hero Member
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#17Feb 8, 2017, 08:31 AM
Back in the day, banks were everywhere, catering to people's needs. Limiting stablecoins goes against crypto’s open-source nature. If a new stablecoin can prove itself, bring it on.
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0xHashMember
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#18Feb 9, 2017, 04:12 AM
Too many stablecoins just confuse users. If they underperform, they could easily get delisted or unpegged. Sticking to a few reliable ones is simpler.
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DarkAlphaFull Member
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#19Feb 9, 2017, 04:43 AM
I mainly use USDT, USDC, and yeah, BUSD was Binance's go-to, but now it’s gone and replaced with FDUSD. I think a couple of stables are enough, as long as they’re transparent with their reserves.
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#20Feb 9, 2017, 10:20 AM
Having more stablecoins means more choices. Imagine if we only had USDT and Europe stopped using it. Good to have options in case one doesn’t work out.
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