Is teaching interest without considering inflation misleading for students?

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proto2009Newbie
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#1Apr 2, 2020, 07:02 AM
Teaching just interest without inflation is a bit off, right? I mean, it gives a skewed view of how money works in real life.
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#2Apr 3, 2020, 12:06 PM
I disagree. In my experience, both topics get covered, but it might depend on your major or the depth of the course.
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lonealphaNewbie
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#3Apr 3, 2020, 12:42 PM
Honestly, I don’t remember them teaching either. If they do discuss it, why is it so passive? They should stress the link between both.
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the_chadNewbie
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#4Apr 3, 2020, 03:42 PM
Yeah, the whole inflation thing is real. Just look at how salaries seem to creep up, but prices just keep rising. Interest alone doesn’t give the complete picture.
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mr_blockMember
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#5Apr 3, 2020, 05:24 PM
Totally agree. Inflation messes with everything. It’s like, how can you teach interest without mentioning that your money might not be worth as much tomorrow?
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ry4n_altNewbie
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#6Apr 5, 2020, 09:19 PM
Let’s be real. Just saying work hard and save isn’t enough. Young folks gotta know about investing too.
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0xGuruNewbie
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#7Apr 6, 2020, 02:22 AM
Inflation and interest are often in separate lessons. That’s true, but banks are always chasing profits while inflation is spiraling.
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MadNovaHero Member
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#8Apr 6, 2020, 10:30 AM
Not true in my case. As long as economics is discussed, inflation is usually mentioned. Especially with interest rates.
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bridge_2014Senior Member
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#9Apr 6, 2020, 12:34 PM
If kids don’t get the inflation part, they’ll just be confused later. They need clarity on why their money seems to disappear.
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its_matrixSenior Member
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#10Apr 6, 2020, 04:32 PM
What age are we talking about? Some people just wanna know how to make money. Once you throw inflation in, they zone out.
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nonce21Full Member
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#11Apr 6, 2020, 10:04 PM
You’ve hit a key point. Schools don’t prepare us for real financial management. They gloss over important topics like inflation.
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kevin_bridgeFull Member
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#12Apr 6, 2020, 11:18 PM
I learned both topics in my high school economics class. But honestly, I didn’t get it all until later. It's harder to grasp without context.
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stacksatsHero Member
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#13Apr 7, 2020, 12:01 AM
Is it really about interest and inflation though? What about teaching real money management skills?
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samlaserFull Member
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#14Apr 7, 2020, 01:37 AM
Schools can’t really show us how to make money. They barely get inflation right themselves, and even economists struggle with this stuff.
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0xG45Full Member
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#15Apr 7, 2020, 05:52 AM
While I get your skepticism, I don’t think it’s misleading to teach interest. But inflation? That’s more complex and should be introduced later.
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farm404Newbie
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#16Apr 7, 2020, 07:26 AM
From what I’ve seen, some schools do teach both, but it’s never emphasized. That hurts students in the long run.
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#17Apr 7, 2020, 10:14 AM
Yup, schools need to introduce practical financial lessons instead of just theory. Real-life experiences are what matter.
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bull_defiSenior Member
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#18Apr 9, 2020, 07:04 PM
It’s not that they’re avoiding inflation; they just think students can’t handle it. But students deserve the full picture.
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#19Apr 11, 2020, 12:28 PM
How about arguing for a dedicated financial literacy subject? Many skills are ignored in traditional education.
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#20Apr 11, 2020, 01:20 PM
Honestly, if your money isn't growing faster than inflation, you're losing ground. Students need to be set up for success!
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