How Much Crypto Do You Need to Hit $1 Million?

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im_n1nj4Member
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#1Sep 9, 2020, 12:50 PM
Hey everyone, Been stacking for a while now, mostly BTC and some ETH. I’m curious about how much BTC and ETH you think is needed to reach a million-dollar goal in crypto. Like, if I keep a 1:10 ratio, that's 1 BTC for every 10 ETH. Do you think having 7 BTC and 70 ETH by 2025 would get me there?
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serHero Member
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#2Sep 9, 2020, 05:04 PM
7 BTC could be enough. For that to happen, BTC needs to hit around $140k. If you're cool with a million making you comfortable, that’s a solid plan, just don’t forget taxes.
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fudbusterSenior Member
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#3Sep 9, 2020, 05:16 PM
But if we ditch ETH for a sec, those 7 BTC might actually become 11 BTC given the current ETH/BTC ratio. At that point, BTC only needs to hit ~$93k to reach the million mark.
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shard777Full Member
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#4Sep 10, 2020, 07:52 AM
You’ve made a smart choice with BTC. Just a heads up, make sure to use a non-custodial wallet and keep your keys secure. If you stack up to 7 BTC, you’re looking good since Bitcoin is a solid investment.
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mr_apeNewbie
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#5Sep 10, 2020, 12:57 PM
Honestly, ETH's glory days seem over. It’s lost value against BTC over the years. These days, the only way ETH rises is when BTC does, and often it doesn’t rise as fast.
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alex_ledgerSenior Member
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#6Sep 10, 2020, 03:09 PM
Right now, 7 BTC + 70 ETH is about $550k. So doubling that isn’t impossible. I get your point, but ETH usually does better in bull runs. Even the rubbish like XRP can outperform.
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#7Sep 10, 2020, 07:00 PM
I think 7 BTC could make you a millionaire eventually. And 70 ETH has potential as well, especially if you’re into staking. By 2029, that stack should definitely put you in the millions.
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chr1swhal3Full Member
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#8Sep 10, 2020, 09:49 PM
It really varies by where you live. Cost of living plays a big role. A true 1:10 ratio would be 1 BTC to 2 ETH in actual USD value.
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#9Sep 10, 2020, 11:32 PM
Predicting how much BTC you'll need to be a millionaire is tough, and trying to figure out the BTC:ETH ratio just adds to the complexity. I’d stick with BTC myself; it’s been crushing the alts.
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coin_lynxFull Member
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#10Sep 11, 2020, 01:25 AM
Honestly, I’d say you’re gonna need at least 10 BTC to hit that million mark by the next bull run. If BTC hits 100k, you’ll be halfway there.
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hash51Newbie
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#11Sep 11, 2020, 01:33 AM
ETH to BTC ratio is around 0.0523 but could change if that ETH ETF gets approved. If it does, ETH could outperform BTC for a while before everything starts to drop.
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im_n1nj4Member
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#12Sep 11, 2020, 03:54 AM
Thanks for all the thoughts, everyone! Really helpful!
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0xAltMember
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#13Sep 11, 2020, 04:51 AM
And yeah, that million can mean different things depending on your country. For some, it’s a comfy retirement; for others, not so much. If you’re smart, you can make that last.
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4lpha07Member
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#14Sep 11, 2020, 07:30 AM
That’s a lot of crypto to hold. If BTC hits 100k soon, you might just become a millionaire by then! And ETH usually follows BTC; just hold tight.
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fudbusterSenior Member
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#15Sep 11, 2020, 10:54 AM
What’s the reason for your 1:10 ratio in ETH? Not super sure it’ll perform as well as BTC this cycle.
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im_n1nj4Member
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#16Sep 11, 2020, 10:04 PM
When I started in crypto back in 2020, I wanted a decent chunk in the two biggest projects BTC and ETH. I see potential in both, but BTC has always been my main focus.
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serHero Member
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#17Sep 12, 2020, 12:11 AM
The OP didn’t say what kind of lifestyle they want in retirement. But yeah, a million won’t last long for a luxury life anywhere. If someone can live on $5k a month, they could stretch that million.
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gwei_2018Full Member
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#18Sep 12, 2020, 05:21 AM
For this cycle, I think 7 BTC can definitely hit a million. 7 BTC + 70 ETH might even be worth over $1.7 million at its peak.
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#19Sep 12, 2020, 05:41 AM
Just multiply current prices to figure this out. Like, if BTC is 50k, you need 20 BTC for a million. If it hits 100k, then 10 BTC is all you need.
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0xMatrixNewbie
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#20Sep 12, 2020, 09:37 AM
Getting to a million through Bitcoin won’t be easy. It might peak at $180k, but then it’ll drop again. Just gotta run the numbers to see how much you need.
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